Financial Knowledge Score (Out Of 35)
Financial Behaviour Score (Out Of 45)
Financial Attitudes Score (Out Of 20)
Overall Financial Literacy Score (Out Of 100)
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Money Skills: Survey on Adult Financial Literacy in 39 countries/economies

Attribution 4.0 International (CC BY 4.0)OECD/INFE 2023 International Survey of Adult Financial Literacy
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💰Money Skills: Results from OECD/INFE 2023 survey on adult financial literacy in 39 countries and economies.



Map shows the overall financial literacy scores (0-100) per country, which reflect combined assessment of financial knowledge (e.g., understanding inflation and interest), behaviour (e.g., paying bills on time and saving habits) and attitudes (e.g., preferences for short-term spending vs. long-term saving).



The three components are weighed as follows:

  • Financial Knowledge Scores (35)
  • Financial Behaviour Scores (45)
  • Financial Attitude Scores (20)



The average score across the 39 participating countries/economies were 60 out of 100, with the average for OECD-countries 63 out of 100.



Study also found that on average only 34% of adults reached the minimum target score on financial literacy.



Other notable results include:

  • 84% of adults understand the definition of inflation
  • 42% can correctly answer a question about compound interest
  • 26% compare financial products across providers
  • 15% have been a victim of at least one type of monetary fraud or scam



Read more in the OECD/INFE 2023 international survey of adult financial literacy